Calculators for land and property in India. Each one shows its formula; local units, DLC rates and registry charges come from rules recorded for the place, with their source and date.
-
Land area unit converter
Square feet, square metres, gaj, acres and hectares; bigha, biswa and other local units where a rule for the place is recorded.
-
Plot area calculator
Area of a plot from its measured sides: rectangles, triangles, trapeziums and four-sided plots, in several sections.
-
Price per unit and plot cost
Price per square foot, metre, gaj or acre from a total price, or the cost of a plot at a rate per unit.
-
DLC value calculator
An indicative value from the official DLC rate recorded for the exact place and property type.
-
Stamp duty and registration estimate
An itemised estimate of stamp duty, registration fee and other charges from the rules recorded for the place.
Loan calculators
-
EMI calculator
Monthly instalment, total interest and the month-by-month repayment schedule of any loan.
-
Home loan EMI calculator
From the property price and your down payment: loan amount, loan-to-value, EMI and the total cost including fees.
-
Personal loan EMI calculator
EMI, the amount you actually receive after the processing fee, and the real annual cost (APR) of the loan.
-
Loan eligibility calculator
An estimate of the largest EMI and loan your income may support, from the share of income lenders allow for EMIs.
-
Loan prepayment calculator
What one lump-sum prepayment saves: lower EMI or shorter tenure, interest saved and any prepayment charge.
-
Loan comparison calculator
Two to four loan offers side by side: EMI, total interest, fees and the total cost, with the difference from the first offer.
-
Car loan EMI calculator
From the on-road price and down payment, with reducing or flat interest — and what a flat rate really costs.
-
Business loan EMI calculator
Monthly or quarterly instalments, flat or reducing interest, and the effective rate after fees.
-
Education loan calculator
Interest during the course and grace period (moratorium), the amount owed when repayment starts, and the EMI after it.
-
Balance transfer savings calculator
Moving the outstanding loan to a lower rate: new EMI, interest saved after the transfer costs, and when the move pays for itself.
-
Part-payment and tenure reduction calculator
Regular or one-off part-payments on top of the EMI: how many months they cut and how much interest they save.
-
Commercial property loan calculator
Loan from the property value and loan-to-value you expect, EMI, and whether the expected rent covers the EMI.
-
Agriculture loan calculator
Instalments every month, quarter, six months or year — or one payment after harvest — with any interest relief you expect.
Tax calculators
-
Income tax calculator: old vs new regime
Tax on salary and other income for a resident individual under both regimes for the financial year you choose, step by step, from the official rules recorded on Finobazaar.
-
Property capital gains calculator
Short- or long-term gain on selling land or a building, with indexation where the law allows it and the tax on a long-term gain, from the official rules for the date of sale.
-
TDS on property purchase calculator (section 194-IA)
Whether you as the buyer must deduct TDS on a property payment, and how much, from the official rules for the date of payment.
Savings and investment calculators
-
SIP calculator
What regular investments could grow to at a return you assume, with the total invested and the gain. Returns are not guaranteed.
-
Fixed deposit (FD) calculator
Interest and maturity amount of a fixed deposit at the rate the bank offers you, compounded or paid out.
-
Recurring deposit (RD) calculator
Maturity amount of a monthly recurring deposit at the rate the bank offers you.
-
PPF calculator
Public Provident Fund balance year by year for a yearly deposit, over 15 years or with 5-year extensions.
Insurance calculators
- Health insurance cover calculator
Compare the health cover you want with the cover you already have, and see the gap.
- Term life insurance cover calculator
Estimate how much life cover your family would need, and the gap after existing cover.
- Insurance coverage gap calculator
Enter the cover you need and the cover you have; see the gap and the shortfall in percent.
- Motor insurance premium guide
See which parts make up a motor premium for your vehicle and policy type. No price is shown: get quotes from insurers.
- Compare premiums you were quoted
Put up to four quotes side by side, with the premium for each ₹1 lakh of cover. Your figures are not stored.
Credit and personal finance calculators
- Credit utilisation calculator
See what share of your credit card limits you are using, and how much credit is still available.
- Debt-to-income ratio calculator
Add up your monthly loan EMIs and other debt payments and see what share of your income they take.
- Debt repayment planner (snowball and avalanche)
List your debts and an extra monthly amount; compare the smallest-balance-first and highest-rate-first orders.
- Debt consolidation comparison calculator
Compare paying your debts as they are with one new loan that clears them: monthly payment, time and total cost.
- Credit card repayment and interest calculator
See how long a card balance takes to clear and the interest it costs, compared with paying only the minimum amount due.
- Monthly budget planner
Add up income, expenses, debt payments and savings to see what is left each month and your savings rate.
- Emergency fund calculator
Work out an emergency fund target from your essential expenses, how many months you are covered now, and how long the rest may take.
- Savings goal planner
Find the monthly saving needed to reach a goal by a date, with or without an assumed return.
- Loan affordability and personal loan readiness calculator
See the EMI of a loan you are considering and what it would do to your monthly debt burden and the money left over.
- Credit card interest and outstanding balance calculator
Estimate the interest on the part of a card bill you do not pay, and the balance it leaves for the next statement.
- Loan tenure comparison and interest calculator
Compare the EMI, total interest and total repayment of the same loan over two or three tenures.
- Extra monthly payment calculator
See how much sooner a loan closes, and how much interest you save, if you pay a fixed amount above the EMI every month.
- Savings timeline and goal progress calculator
See how many months it takes to reach a goal at the amount you save each month, and how far you have come.