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Savings timeline and goal progress calculator

See how many months it takes to reach a goal at the amount you save each month, and how far you have come.

Estimate from your own figures

Learn more: Budgeting, saving and an emergency fund.

Savings goal plannerFind the monthly saving needed to reach a goal by a date, with or without an assumed return.
Monthly budget plannerAdd up income, expenses, debt payments and savings to see what is left each month and your savings rate.
Emergency fund calculatorWork out an emergency fund target from your essential expenses, how many months you are covered now, and how long the rest may take.

Frequently asked questions

How is the time to reach a goal calculated?

Without a return: the amount still to save ÷ what you save each month, rounded up. With a return you enter, savings also grow each month; that return is an assumption, not a guarantee.