Health insurance claim: document checklist

Documents commonly asked for in a health claim. For cashless claims the hospital and the insurer or TPA exchange most of them.

A general checklist does not replace your policy wording or the list your insurer gives you for your claim. Ask the insurer what it needs in your case.

DocumentWhat it is forWhen it may be neededDiffers by insurer?
Health card or policy numberIdentifies the policy and the insured person.AlwaysUsually the same
Photo identity of the patientConfirms the patient is insured.AlwaysUsually the same
Claim form, signedYour formal request for payment.Reimbursement claimsYes, can differ
Discharge summaryDiagnosis, treatment and dates.Reimbursement claimsUsually the same
Original bills, receipts and pharmacy billsProve what you paid.Reimbursement claimsUsually the same
Investigation reports and prescriptionsSupport the diagnosis and medicines.Reimbursement claimsYes, can differ
Police report (FIR or MLC)Records the circumstances of an accident.Accident cases, when the insurer asksYes, can differ
Cancelled cheque or bank detailsFor the payment.Reimbursement claimsYes, can differ

Last reviewed on 18 October 2026.

Official resources

Addresses checked on 19 October 2026.

Frequently asked questions

Which documents are always needed for this checklist: Health insurance claim: document checklist?

Health card or policy number; Photo identity of the patient.

Which documents are needed only in some cases?

Claim form, signed (Reimbursement claims); Discharge summary (Reimbursement claims); Original bills, receipts and pharmacy bills (Reimbursement claims); Investigation reports and prescriptions (Reimbursement claims); Police report (FIR or MLC) (Accident cases, when the insurer asks); Cancelled cheque or bank details (Reimbursement claims).

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