Documents lenders commonly ask for. Each lender has its own list; ask for it before you apply.
| Check | Why it matters |
|---|---|
| PAN card | Identity, and the link to your credit report. |
| Proof of identity and address (for example Aadhaar, passport, voter ID or driving licence) | Know-your-customer checks. |
| Salary slips for recent months, or income tax returns if self-employed | Shows your income. |
| Bank statements for recent months | Shows income credits and existing EMIs. |
| Employment proof or business proof | Shows the stability of your income. |
| Statements of existing loans | Needed for balance transfers and consolidation. |
| Photographs | Some lenders still ask for them. |
A self-check only: Finobazaar does not calculate a score or rating from it, and nothing is saved.
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