How to activate emi on debit card Hdfc

To activate EMI (Equated Monthly Installment) on your HDFC debit card, you need to follow these steps:

1. First, you need to check if your HDFC debit card is eligible for EMI. You can do this by checking with your bank or through your net banking account.
2. Once you confirm that your debit card is eligible for EMI, you need to find out if the particular purchase you want to make is eligible for EMI. Not all purchases are eligible for EMI, so you need to check with the merchant or the bank to see if the product you want to buy can be purchased on EMI.
3. After you confirm that the purchase is eligible for EMI, you can inform the merchant or the bank that you want to make the payment in EMI. The merchant may have an option for EMI on their website or during the checkout process. If not, you can contact the HDFC bank customer care to find out how to proceed.
4. The bank may ask you to provide additional information such as your income details or proof of income to assess your eligibility for EMI.
5. Once your eligibility is confirmed, the bank will convert the purchase amount into EMI and set the tenure of the EMI according to your preference.
6. After the EMI is activated, you will need to pay the EMI amount each month until the loan is fully paid off.

It’s important to note that the interest rates and processing fees for EMI may vary, so it’s important to check with the bank or the merchant for the exact details before you proceed with the purchase.