Travel insurance covers listed problems on a trip: medical emergencies (often the most expensive abroad), trip cancellation or delay, and loss of baggage or passport. Each benefit has its own limit and conditions.
Some countries ask for travel medical insurance for a visa. Check the embassy's current requirement for the cover amount and conditions.
Products
No products are listed in this category yet. Products appear here only after Finobazaar has reviewed them against the insurer's documents; we do not show invented products or prices.
What policies usually cover
- Emergency medical treatment and evacuation abroad
- Trip cancellation, interruption or delay, for the reasons listed
- Loss of checked-in baggage or passport
Your policy wording lists exactly what is covered, the limits and the exclusions.
What to check before you buy
- Medical cover amount and whether it is cashless abroad
- Pre-existing diseases and age limits
- Countries covered and the trip dates
- How to reach the insurer's assistance service from abroad
Key terms
- Assistance service
- The insurer's partner abroad that arranges hospitals and cashless treatment. Note its number before you travel.
Calculators
Guides and checklists
- Policy exclusions: what insurance does not coverWhere to find exclusions in a policy and how to read them.
- Claim rejected? Complaints and the Insurance OmbudsmanHow to challenge a rejection or short payment: insurer, IRDAI's Bima Bharosa and the Ombudsman.
- Policy details review checklistWhat to check in a new policy, ideally within the free-look period.
Official resources
- IRDAI – Insurance Regulatory and Development Authority of India (opens in a new tab)The insurance regulator: regulations, circulars and the lists of registered insurers and intermediaries.
- IRDAI policyholder website (opens in a new tab)IRDAI's site for policyholders: consumer education and how to complain.
Addresses checked on 19 October 2026.