What to have ready before you raise a dispute with a credit information company or lender.
| Check | Why it matters |
|---|---|
| A copy of the report, with the error marked | Shows exactly which entry is wrong. |
| The account number and lender name | Lets the company find the record. |
| Proof of the correct details | Statements, receipts, a closure letter or no-dues certificate. |
| Your PAN and identity proof | The company verifies who you are before acting. |
| A note of the date and the reference number | Time limits and compensation are counted from when you filed. |
| Any earlier letters or emails with the lender | Shows what you have already asked for. |
A self-check only: Finobazaar does not calculate a score or rating from it, and nothing is saved.