To check your eligibility for a personal loan at AU Small Finance Bank, you can use the following general criteria:
- Age: You should be at least 21 years old and not more than 60 years old at the time of loan maturity.
- Income: You should have a regular source of income, with a minimum monthly income of Rs. 15,000.
- Employment: You should be employed with your current organization for a minimum of 1 year, or have a minimum of 2 years of overall work experience.
- Credit Score: A good credit score is important to be eligible for a personal loan. Generally, a credit score of 750 or above is considered good.
Based on the above criteria, you can use AU Small Finance Bank’s personal loan eligibility calculator on their website to get an estimate of your eligibility for a personal loan. You will need to provide some basic details such as your age, income, and employment details, and the calculator will provide you with an estimate of the loan amount that you may be eligible for.
However, please note that the final decision on your loan eligibility will depend on the bank’s internal policies and procedures, and may vary based on factors such as your credit history, existing debt, and other relevant criteria.