How Can I activate EMI on my Debit Card?

To activate EMI on your debit card, you can follow the steps below:

1. Check with your bank if EMI option is available on your debit card.
2. If it is available, choose the product you want to purchase and check if it is eligible for EMI.
3. Contact the merchant to initiate the EMI transaction and provide your debit card details.
4. Select the EMI option and the repayment tenure (usually ranging from 3 to 24 months).
5. Your bank will send an OTP (one-time password) to your registered mobile number. Enter the OTP to authenticate the transaction.
6. The transaction amount will be blocked on your debit card limit and converted into EMI.
7. Each month, the EMI amount will be deducted from your bank account on the due date until the total amount is repaid.

It’s important to note that EMI options and repayment tenures may vary depending on the bank and the merchant, so it’s always best to check with them for specific details. Also, make sure you have sufficient funds in your account to avoid any penalty charges for late payments.