Debit cards typically do not allow for EMI (Equated Monthly Installment) payments. EMI is a financing option that allows you to pay for a purchase in installments over a set period of time, with interest charged on the outstanding amount.
EMI is typically offered as a payment option for credit cards or personal loans, where the lender or credit card issuer can charge interest on the outstanding balance. With a debit card, you can only spend the money that you have in your bank account, and you cannot take a loan or pay in installments for a purchase.
However, some banks may offer EMI on debit card purchases for specific items or at select merchants. It is best to check with your bank or the merchant before making a purchase if EMI is available on your debit card.