To activate EMI on your SBI debit card, you will need to follow the below steps:
- Contact your nearest SBI branch or customer care to check whether your debit card is eligible for EMI transactions.
- Once your eligibility is confirmed, you can choose to convert your purchase into EMI by calling the SBI customer care number or by visiting the SBI website.
- Alternatively, you can also convert your purchase into EMI at the time of transaction at the merchant outlet, if they offer the EMI facility.
- To convert the transaction into EMI, you need to provide your SBI debit card details and the transaction amount. The bank will then process the request and provide you with the details of the EMI plan and the applicable interest rate.
- After you agree to the terms and conditions, the bank will then convert your purchase into EMI, and the EMI amount will be debited from your account every month.
It’s important to note that the availability of EMI on your SBI debit card will depend on the type of debit card you have, and the merchant outlet should also be offering the EMI facility.